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Get comprehensive UK health insurance with Vitality and enjoy rewards for healthy living, guided by Tessa.
Explore Plans & Start Earning Rewards TodayVitality is one of the UK health insurers with a reputation of being innovative in terms of personal health insurance. Vitality has a member base of more than 1.9 million and offers comprehensive packages for Health insurance and a reward scheme that promotes healthier living. They offer flexible policies, allowing you to choose the level of cover that suits your needs and lifestyle.
Vitality originated in 2004 with the establishment of PruHealth by Discovery and Prudential to leverage Prudential's distribution capabilities in the UK with Discovery's Vitality product, then available in South Africa.
In April 2010 Discovery acquired Standard Life Healthcare and commenced merging it with PruHealth, and by 2014 Discovery had acquired full ownership from Prudential and rebranded as VitalityHealth.
Important Characteristics and benefits of the Vitality Health Insurance:Choose between complete private diagnosis and treatment (Comprehensive), private treatment after NHS diagnosis (In-day patient only), which gives you full flexibility to make your plan the way you want it..
The full coverage of the hospital stay, surgery, consultant charges, and diagnostic tests, which are needed in the situation, when you need them the most.
Outpatient visits, diagnosis, scans, and visits to specialists. Depending on your plan, select benefit limits from (£500, £750, £1000, £1250, £1500 & unlimited cover)You also have the option of including full cover for diagnostic scans and tests and only limiting outpatient consultations and physiotherapy.
Receive private health insurance services, such as 8 sessions per plan year of Cognitive Behavioural Therapy (CBT) or counselling to help you feel better. You can also choose to add Mental health on for further coverage to include 28 days in-patient plus 28 days day-patient treatment per episode. After 56 days free of in-patient or day-patient treatment, your benefit limits will be fully restored. - £1500 out-patient mental health treatment - Full cover for talking therapies within our network of providers.
In some cases, like chemotherapy, hospital stays are not necessary in a hospital setting and the patient can be taken care of at home and thus, comfortably pulls through.
The appropriate hospital treatments are considered to be the private ambulance transport. In case your child (below 14) requires inpatient treatment, Vitality covers the accommodation of a parent.
Up to £500 for dental treatment (some treatment is subject to a 20% co-payment); £2,500 for dental accident; up to £500 for new prescription glasses or lenses; up to £300 for a new hearing aid (a 20% co-payment will apply).
Get a digital GP service and 24-hour health advice, therefore, and receive guidance, referrals, or practical help without waiting in long lines.
Select among various levels of hospitals in order to match price with location and consultant choice. Choose from Consultant select (Guided option) Countrywide, or London Care.
Pick how your policy is underwritten (Moratorium vs Full Medical Disclosure) and select your excess (£0–£1,000) to manage premiums versus out-of-pocket costs.
premium will be calculated based on age, medical inflation, claims and participation in the Vitality Programme which for healthy active people translates into more stable premiums. Vitality offers discounts, health partner rewards which include Apple, Nuffield, Virgin Active & Pure Gyms, Samsung just to name a few of the many reward partners and of course additional support services.
Tessa Alliance helps you compare plans and select the best outpatient limits, excess, and hospital coverage, so you get health insurance in the UK that suits your life without paying for extras you don’t need.
