AXA Health Insurance

Your Health. Protected by AXA, Guided by Tessa.


Explore comprehensive private health insurance in the UK with AXA Health, trusted by families, professionals, and businesses across the nation. With Tessa Alliance, you’ll find the plan that fits your life, your budget, and your health priorities without the complexity.

Get Your Free Quote with Tessa & AXA Health

AXA Health’s roots date back to 1940, when doctors and hospitals partnered to create a scheme aimed at helping people of average income access good medical care. The original organisation was known as the Association for Hospital Services or a similar name this puts emphasis that the firm began as a clinician led medical provider rather than a general insurer. Over the decades the business evolved and expanded and adopted wider roles in private health insurance and wellbeing services in the UK.

AXA Health is part of the wider AXA Group giving it strong backing and global infrastructure; previously the business was known as AXA PPP Healthcare in the UK. However in recent years the brand consolidated under “AXA Health” to align its identity across health and wellbeing rather than just as a private medical insurance provider.

Below are key features and benefits of AXA Health’s Private Medical Insurance:
1. Fast Access to Quality Treatment

Skip NHS waiting lists and get quick access to private consultations, diagnostics, and hospital treatments with AXA’s trusted network of hospitals and specialists across the UK.

2. Comprehensive Core Cover

All AXA Health plans include full inpatient and day-patient cover meaning your hospital fees, specialist charges, and essential medical costs are taken care of when you need them most.

3. Flexible Outpatient Options

Choose from different outpatient levels (Standard outpatient or full cover) for consultations, tests, and scans, so you pay only for what fits your lifestyle and health needs. Standard Outpatient covers you in full for all diagnostic scans and tests and limits your consultations with a specialist to three visits per person per year.

4. Cancer Care

AXA covers the cost of treatment of cancer including the latest drugs, radiotherapy, chemotherapy and after-care services, so you are assured and have a peace of mind whenever you are going through the most difficult moments in life.

5. Therapies & Recovery Support

Extra cover in case of physiotherapy, osteopathy, acupuncture and chiropractic care -so that you heal quicker and keep up with your health.

6. Mental Health Support

Your mind matters as much as your body. AXA offers inpatient and outpatient mental health cover in full, including access to therapy sessions and specialist support to help you maintain emotional wellbeing.

7. NHS Cash Benefit

If you choose to receive treatment through the NHS instead of privately, AXA pays a cash benefit of £50 for each night of inpatient care up to £2000 per year, rewarding you for flexibility.

8. Family & Child Cover

AXA’s family-friendly plans ensure that children under 18 are covered for hospital treatment, and parents can stay nearby during their care, offering peace of mind for every family member.

9. 24/7 Health Support

Access AXA’s 24-hour health line to speak with nurses and health professionals anytime, whether you need advice, reassurance, or guidance before seeing a doctor.

10. Tailored Underwriting Options

Choose from Full Medical Underwriting (Medical disclosure upfront) or Moratorium (Medical disclosure at point of claim) to suit your medical history and preferences, ensuring fair, transparent cover from the start.

11. Smart Excess & Premium Control

Adjust your excess and select your hospital list from full access to Guided care to manage your premium, keeping your cover affordable without compromising on care quality.

12. Expert Guidance with Tessa Alliance

Through Tessa Alliance, you’ll receive personalised support to compare plan levels, understand optional extras, and select the cover that fits your needs, whether you’re switching from another provider or buying your first policy.

Do you have more questions? Get in Touch